ã€World Wide Web Reporter Zhang Zhiying】 India is now working hard to become digital, and has begun to provide the world’s largest biometric identity database to technology companies, healthcare providers, and new application developers. Bill Gates believes that no country has ever implemented this plan before, even in developed countries.
This move made the online trading community excited, but it made privacy advocates worried. After all, India has 1.2 billion people. The government has collected almost all of its data identity files, including fingerprints and eyeball scans.
What is the "India Stack" plan supported by the Indian government? India hopes to realize the standardization of digital transactions, promote the digital transformation of signatures and documents, and facilitate people to achieve financial transactions and access government services. The Indian government’s idea is that by allowing developers to use government archives on their commercial websites and applications, Indians with mobile phones can use iris and fingerprint scanning to register insurance businesses, invest in mutual funds, and receive health care subsidies. Verify their identity during school exams.
Microsoft’s founder Bill Gates stated at the conference held in New Delhi in November last year that the Indian government’s decision not only established a digital identity database, but also promoted its integration with private businesses and services. Create the world's "most digital economy."
Nadan Nilekani, the founder of Indian technology company Infosys and India's first biometric identification program, said in June last year that in India, identity data will be provided to young developers struggling in the garage. They develop innovative solutions.
Indian technology incubators and investors have begun to try to seize the opportunities created by the India Stack policy. An incubator named Edugild has invested in three different educational technology start-up companies that seek to use the iris scan information collected by the government to improve classroom attendance and prevent examination cheating.
In other countries around the world, there have been no successful cases of successfully promoting such plans. Although Estonia, Iraq, and other countries have introduced biometric identity programs, the United States and Europe are generally limited to the use of passports and ID cards in the military and other sensitive agencies. In addition, in 2005, the British government introduced a national biometric identity plan. However, due to British opposition to civil liberties and government supervision, the British government destroyed all data collected six years later. Although digital fingerprints and eyeball scans have been used by some US and European companies for identity or security certification, these data are generally not collected in government repositories for a range of business services.
Pramod Varm, Chief Architect of the Indian Biometrics Program, said that before consulting with a range of public organizations and privacy groups, the government has issued the India Stack product specification to solicit public opinions and avoid privacy. And network security risks.
At the end of last year, the practice of abolishing large banknotes in India further promoted a cashless business model. This temporary measure is to some extent to combat tax evaders, but it has promoted the soaring use of mobile payment applications.
Credit Suisse analysts predict that with the IndiaStack plan, by 2026 alone, the size of India's fintech sector could increase from $2 billion to $600 billion.
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